COVID-19 has created an economic crisis. In response, Ohio’s Governor has issued an order recommending a rent suspension of 90 days for small business commercial tenants. At first blush, this sounds like the perfect pill for commercial tenants. But is it? Forbearance for 90 days is just that; the full payment obligation of commercial tenants remains, with forbearance simply kicking the proverbial can down the road for future. By contrast, federally available, potentially fully forgivable loans are available to eligible commercial tenants and landlords (among other things, typically those with 500 or fewer employees)—up to 25% of which may be used to pay rent (and other non-payroll related costs) and still be eligible to be forgiven. MORE.